AMSTERDAM (AP) ? Royal Philips Electronics NV, the largest maker of lights, says it plans to cut 2,200 jobs by 2014 to save ?300 million ($383 million) per year.
Saving money will lessen "the effects of macro-economic headwinds and changes in pension cost accounting" said Philips Chief Executive Officer Frans van Houten in a statement.
The company says it plans a fuller explanation at a press conference later Tuesday. Van Houten calls the job losses "regrettable."
The job cuts will fall at the company's lighting and health care divisions.
The Web hosting service Go Daddy is down ? and 'hacktivist' group Anonymous is taking responsibility.?
By Matthew Shaer / September 10, 2012
Go Daddy is down, and both Web hosting and email services have been disrupted.
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For the time being, the Web hosting giant Go Daddy isn't going anywhere. (Sorry ? we couldn't resist.) According to reps for the company, a widespread outage has affected e-mail, a range of customers websites, and even the Go Daddy homepage, which went dark earlier this afternoon and remained offline as of 4 p.m. Not exactly good news for an organization that prides itself on safe and secure hosting services.?
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"We understand your frustration," reads a message on the company support forum.?"We want you to know that our team is investigating the source of the issue and is working to resolve it as quickly as possible."?
Later, the Go Daddy team took to Twitter to plead for a little more time.
"So many messages, can't get to you all... Sorry to hear all your frustration. We're working feverishly to resolve as soon as possible," read one tweet.?
So who's behind the Go Daddy blackout? Well, Go Daddy isn't saying. But as the New York Times points out, a Twitter user apparently affiliated with Anonymous has taken credit for the attack.
"I'm taking godaddy down bacause well i'd like to test how the cyber security is safe and for more reasons that i can not talk now," writes the user known as Anonymous Own3r.?
Anonymous, of course, is a protean organization with an unknown number of members, and it remains unclear whether this was an officially sanctioned attack or a freelance job. Still, it may make sense that Anonymous would target Go Daddy: Back in 2011, Go Daddy was sluggish to denounce SOPA and PIPA, a pair of controversial bills especially despised by the "hacktivist" community.?
Affected by the Go Daddy outage? Drop us a line in the comments section. And to receive regular updates on how technology intersects daily life, follow us on?Twitter @venturenaut.
The decision to start a family has a serious impact on your finances. Here are 4 common money mistakes that parents make:
Assuming group childcare is more cost-effective.
On the surface, group daycare appears to be more affordable than an in-home nanny. This makes sense, as you?ve got more kids per provider than a private nanny has under care?and more parents to absorb the costs of employing that person.
A rough analysis of numbers tell a similar tale: The average cost of annual full-time daycare ranges from $4,650 to more than $18,000 a year depending on where you live, according to the latest Child Care Aware of America data.
On the other hand, the ?going? in-home nanny rate runs the gamut from $8 to $25 an hour, depending on the nanny, the community you live in and the number of children being cared for.
But, there are ?hidden? and intangible costs to consider when weighing both options, too.
Take for example, consider the financial impact when a child falls ill during the workweek. You can?t take children to daycare with a fever, but many care center policies require that you still pay for the care they didn?t receive.
You?ll miss time from work, and unless you have an employer who allows you to work from home while caring for your child, that can ?cost? in the form of using personal or sick days.
If a child?s illness takes you out of work frequently, it can also mean missing out on opportunities to be promoted or take on more responsibility. Though more expensive by the hour, a nanny can continue to care for a sick child at home and possibly even accompany them to doctor visits.
Ultimately, the choice is a personal one, but assuming one option is less expensive based on numbers alone can cost you in more ways than simply taking a hit to your wallet.
Not negotiating childcare-related needs with your employer.
The challenges that come with being a working mom get plenty of media coverage, and it is a legitimate issue for many families. As a country, we lag behind many other nations when it comes to supporting a work-life balance.
In fact, Washington, DC?based advocacy group National Partnership for Women & Families reports that only about half of first-time mothers in the United States take any form of paid leave after giving birth.
While you may not be able to sway your employer into changing their maternity leave policy, you can negotiate other benefits that pay off in the long run. This can include ?flex hours? to accommodate the demands of child-rearing, permission to leave the office early on days you know your child has an event, and more opportunities to work remotely.
While such negotiations will usually mean you will check emails on the weekends or after the kids go to bed, establishing a mutually beneficial arrangement before scheduling issues arise can mean the difference between staying with a company for the long haul or jumping ship every few years.
If your employer offers benefits for duration of employment, like bonuses and stock options, your loyalty is valuable.
Not protecting your child?s identity.
According to Experian, children comprise the fastest-growing segment of identity theft victims and account for up to 500,000 identity theft cases annually.
A child?s identity is appealing to fraudsters because kids have a totally clean credit report and the threat of being caught is low. Most parents don?t check their child?s credit report and there usually isn?t a ?face record? assigned to a child?s social security number until the child applies for a driver license or passport.
Until that time, your child?s social security information is ?fair game? to identify thieves. Your child?s social security information is in a number of places, including medical and immunization records, school files, daycare forms, and even applications for sports teams or a library card.
Aside from damaging your child?s credit, the consequences of child identity theft can also mean your child might have difficulty being accepted into college, opening a bank account, getting a driver license, or even a job.
If you suspect your child has been a victim of identity theft, request a copy of your child?s credit reports by writing letters to Experian, Equifax and TransUnion, with proof that you are the child?s legal guardian.
For more tips on how to protect your child?s identity, read this MintLife article: ?4 Ways to Protect Your Child From Identity Theft.?
Start establishing a ?face record? for your children by taking the kids on a ?field trip? to the DMV and securing a state child identification card for each of them.
For about $10, it will establish a record of who your child is. Further, it can reduce the hassle of carrying around a social security card and birth certificate when kids travel!
Socking away money for college without a plan.
When it comes to saving for college, the simple mantra is ?sooner rather than later,? but there are some exceptions to consider.
If you have fallen behind in your retirement planning, for example, focus on your own nest egg before you hunker down to save for college.
Further, think through investment strategies that will maximize your child?s future savings fund. If your kids are under the age of eight, invest their college savings in stocks and more aggressive mutual funds; shift into less risky investments after he or she turns nine.
When the teen years come, focus on protecting college savings from market turbulence with conservative investments you can easily cash out. Before you establish an account in your child?s name assuming that you?re taking advantage of tax savings, assess the reality of whether you can fund his or her education sans financial aid.
According to FinAid, colleges use a formula for aid that assesses a family?s need based on up to 5.64% of parents? available assets and on 20% of assets in a child?s name or custodial account.
If your kid has too much saved in his or her name, he or she stands to lose as much as 15% of potential financial aid, or be denied aid altogether.
Stephanie Taylor Christensen is a former financial services marketer based in Columbus, OH. The founder of?Wellness On Less, she also writes on small business, consumer interest, wellness, career and?personal finance topics.
Posted On: Sun, September 09th, 2012 | Comments: 0 | Views 19 | Word Count: 509
In just a matter of days, Julio Cesar Chavez Jr. will enter via the cordages in Las Vegas to encounter his largest obstacle as a pro, the acknowledged middleweight champion Sergio Martinez in the big Chavez Vs Martinez fight. The match will certainly be a chance for the younger Chavez (46-0-1 32 KO), boy of Mexican legend Julio Cesar Chavez Sr., to march on his personal and also out from shadow of his father. It is a massive action up in competition against a guy who has actually been the middleweight champ for the past 2 years and also has globes of skilled that Chavez does not have.
For Sergio Martinez (49-2-2 28 KO), the fight is so much more individual. He feels that he has been disrespected by his younger opponent as well as he aims to acquire his recognition in the ring. What has been a strongly personal and serious advertising trip went on today with both fighters escalating a conflict of words. "This is definitely something personal," Martinez stated on a global teleconference, reported by Fightnews.com. "Not only do I want the title, I want Chavez!"
Julio Cesar Chavez, Jr. is undefeated in his qualified job and is the existing WBC middleweight champ, however he will definitely be the underdog in the much-anticipated matchup with Sergio Martinez on Sunday, September 15th, 2012 at the Thomas and also Mack Center in Las Vegas, Nevada. Cesar Chavez, Jr. is the son of the former boxing champ with the very same reputation and has actually forged himself quite the remarkable job with a document of 46-0-1 and also 32 knockouts. Cesar Chavez, Jr. is currently listed as a +165 underdog to earn this bout. Martinez is the preferred at -195 in boxing gambling. The over-under on the amount of rounds this match lasts is 11 1/2, with the over being bet at -175 and then under at +145.
Julio Cesar Chavez, Jr. seized the WBC middleweight title on June 4th, 2011 by bulk choice over Sebastian Zbik. He has because preserved it with triumphes over Peter Manfredo, Jr. (TKO), Marco Antonio Rubio (unanimous choice), and Andy Lee (technological knockout). He is simply 26 years old so is still in the prime of his job, as well as it "s heading to take a remarkable fighter to rip off Cesar Chavez, Jr.
The bout will be formally opposed for Chavez's WBC championship, along with The Ring Magazine Championship, presently held by Martinez. Chavez, not to be topped, responded to Martinez's comments with a threat. "He's got a big mouth. On September 15th, I'm going to shut him up once and for all," Chavez said on the call, "He's just a big clown."
Martinez as well as Chavez Jr. will both receive the chance to make their points on September 15th at the Thomas as well as Mack Center in Las Vegas. The bout, which will definitely happen the exact same evening that Canelo Alvarez protects his junior middleweight title from Josesito Lopez, will be transmitted on HBO PPV at the Chavez Vs Martinez Live coverage.
Hell hath no fury like a individual who just found out the option minimum tax applies to them. The IRS has set up an on the web tool to figure out if you do. Alternative Minimum Tax The alternative minimum tax is a process that was set up to keep the richest of Americans from avoiding tax paying responsibilities. As is typical of the federal government, the failed to incorporate any language adjusting for income growth and so on. As a result, the alternative minimum tax creams a lot of taxpayers even though it was never intended to cover them. So, why dont our beloved leaders just amend the relevant codes? Politicians giving up income they can spend on wars and preferred, but unnecessary, projects in their districts to maintain voters happy? Certainly, you arent that nave any longer. Oh, they will speak about repealing or modifying it, but it just in no way seems to occur. Hmmmm senukexcrreviews.co.uk To establish if the alternative minimum tax applied to your circumstance, you have to take a extremely easy step. Fill out your taxes using both the regular 1040 forms and the alternative minimum tax forms. What a complete waste of time. Fortunately, the IRS seems to agree. Much like those handy on the internet mortgage calculators, the IRS has taken the alternative minimum tax into the digital world. It has developed a new on-line tool exactly where you can enter the relevant information and find out if you are topic to the option minimum tax. One particular simply goes to the IRS net internet site, does a search for AMT Assistant and starts entering information. The method takes amongst five and ten minutes if you have your economic number handy. If you dont, add however significantly time it takes you to get your records together. Now, you may well be a little nervous about entering economic information on the IRS site. What if they are tracking you? Dont worry. It is anonymous. The information cant be tracked back to you unless the IRS wanted to hunt IP numbers by way of hosting companies and personal computer systems. Given it takes 30 minutes just to get an IRS representative on the telephone, it is extremely unlikely this will occur. When youve got your courage up to complete tilt, give it a try. Possibly, just maybe, youll locate you arent topic to the option minimum tax.
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ScienceDaily (Sep. 7, 2012) ? Tiny sea creatures called rhabdopleurids reside on the ocean floor, building homes of collagen on the shells of dead clams. Rhabdopleurid colonies are small, and the critters are by no means the dominant animals in their ecosystem.
But they have lived this way -- and survived -- for more than 500 million years. And in doing so, they have outlasted more elaborate species that also descended from a common ancestor, according to a new study in the journal Lethaia.
Though rhabdopleurids' age and modern existence are well-documented, the paper breaks new ground by identifying them as a predecessor to ancient zooplankton -- known as pelagic graptolites -- that went extinct about 350 million years ago.
The lesson, according to lead author Charles Mitchell: Newer isn't always better.
"We think that change is always going to lead us to a better place, that evolution is always going to lead to something better," said Mitchell, a University at Buffalo geology professor. "But all this progress in making all these wonderful pelagic graptolites didn't lead them to take over the world. They didn't survive, but these simple dudes, these bottom-dwelling creatures, did."
Mitchell's partners on the research included Michael J. Melchin from St. Francis Xavier University in Nova Scotia, Canada; Chris B. Cameron of the Universit? de Montr?al; and J?rg Maletz from the Frei Universit?t Berlin.
The paper, which appeared online on Aug. 2, used rhabdopleurids' structure and form to determine that they were some of the most primitive graptolites that ever existed.
While their zooplankton relatives evolved rapidly, splitting into many new species and evolving many new traits, rhabdopleurids pretty much stayed the same over the course of history.
As the zooplankton developed ways to live closer to the ocean's surface, the rhabdopleurids continued dwelling on the ocean floor. The zooplankton became important players in their new ecosystems. The rhabdopleurids remained inconspicuous.
Ultimately, the conservative approach won out: The rhabdopleurids survived and are still around today, living in areas from Bermuda to the Bering Sea. The zooplankton graptolites went extinct.
"High speciation rates generally go hand in hand with high extinction rates, and likewise low with low," Mitchell said. "Conservative lineages may weather the storms of climate change and other events, but do not become big parts of the ecosystem, whereas the major players are impressive but often brought low by mass extinction and other 'slings and arrows of outrageous fortune.'"
The idea that conservative approaches can bear rewards over time is one that holds true not only in biology, but in other fields of study as well, Mitchell said. He pointed to financial markets as one example.
"You can pick 'safe' investments like bonds and blue chip stocks, and so expose your money to low risk of decline in values, but the yield is low, as well: Values do not grow much," Mitchell said. "On the other hand one can pick high-yield tech stocks like Facebook and Apple, but the risk of declines in value, especially in bad economic times, is also high."
Though humble, rhabdopleurids and the colonies they build are beautiful to behold under a microscope.
The creatures themselves are about a millimeter long and Y-shaped, with a pair of tentacled arms extending from a narrow body to filter food from the water. The colonies they fashion are whimsical-looking structures, consisting of a network of copper-colored tubes that resemble tiny elephant trunks, each one bearing numerous ridges.
The knowledge that rhabdopleurids are ancient graptolites will enable researchers to gain insight into poorly understood aspects of graptolite biology. Studying rhabdopleurids could reveal new clues about how early graptolites looked and reproduced, and even what they ate.
Support for the research that appeared in Lethaia came from the Natural Sciences and Engineering Research Council of Canada Discovery Grant program, the U.S. National Science Foundation and the St. Francis Xavier University James Chair Visiting Professorship. The paper is titled "Phylogenetic analysis reveals that Rhabdopleura is an extant graptolite."
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The above story is reprinted from materials provided by University at Buffalo.
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Journal Reference:
Charles E. Mitchell, Michael J. Melchin, Chris B. Cameron, J?rg Maletz. Phylogenetic analysis reveals that Rhabdopleura is an extant graptolite. Lethaia, 2012; DOI: 10.1111/j.1502-3931.2012.00319.x
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